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Terms and Conditions

The information contained in this Site is intended solely to provide general guidance on matters of interest for the personal use of the reader, who accepts full responsibility for its use. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this Site. Accordingly, the information on this Site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice or services. As such, it should not be used as a substitute for consultation with professional investment advisers. Before making any decision or taking any action, you should consult a Norfin professional.

While we have made every attempt to ensure that the information contained in this Site has been obtained from reliable sources, Norfin is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this Site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgment of the reader.

In no event will Norfin, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Our cookie policy

Overview: 
Norfin is committed to ensuring that your privacy is protected and that it complies with its' obligations under the Data Protection Act. Our Privacy and Cookies Policy explains how we will treat any personal information that you provide to us when you use this site. It also outlines how we use internet cookies and some of the security measures that we take in order to protect your privacy, as well as giving certain assurances on things we will not do.

Cookies:
We use cookies on this website. A cookie is a small text file that identifies your computer to our server. Cookies themselves do not identify the individual user, just the computer used. Cookies are not used to collect any personal information. You have the opportunity to set your computer to accept all cookies, to notify you when a cookie is issued, or not to receive cookies at any time. The way in which you do this depends on the web browser you use. Please refer to the "Help" function in your browser. If you accept cookies, they may remain on your computer for many years, unless you delete them. Please note that turning off cookies may limit your use of websites in general. Here's a list of the main cookies we use, and what we use them for:

The cookies we use:

  • PHPSESSID This essential cookie allows our web site to respond to any action you take on the site such as completing an enquiry form. The website would not function correctly if this cookie was not used.
  • xms_user This cookie is used by backoffice users. The website would function correctly if this cookie was not used.
  • __utma, __utmb, __utmc, __utmz Cookies beginning "__utm" enable our analytics software. This software helps us run statistical analysis about the visitors to our site and to provide anonymous information such as browsers used, return visitors and response to marketing activity. This information helps us to improve the website and your online experience.

Control of cookies:
Web browsers allow you to exercise some control of cookies through the browser settings. Most browsers enable you to block cookies or to block cookies from particular sites. Browsers can also help you to delete cookies when you close your browser. You should note however, that this may mean that any opt-outs or preferences you set on the site will be lost. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org which includes information on how to manage your settings for the major browser providers.

Google Analytics browser opt-out:
To provide website visitors with more choice on how their data is collected by Google Analytics, Google have developed the Google Analytics Opt-out Browser Add-on. The add-on communicates with the Google Analytics JavaScript (ga.js) to indicate that information about the website visit should not be sent to Google Analytics. The Google Analytics Opt-out Browser Add-on does not prevent information from being sent to the website itself or to other web analytics services. Learn more about the Google Analytics Opt-out Brower Add-on.

Your acceptance of these terms:
By using the website, you consent to the collection and use of your information by us as set out in this cookie policy and our privacy policy. If we change our privacy or cookie policy in any way, these changes will be posted on this site.